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614 N MACDONALD, Mesa, AZ 85201
New Listing

Overview
Description
Supplements: ... (Read more) WHAT MOST HOMES IN MESA CANNOT OFFER ANYMORESpace. History. Irrigation. Seventy year old trees. And the freedom to build something that is actually yours.Almost every home you tour this month sits on a lot someone else already decided for you. Fence to fence. Gravel and a shrub. A back yard you maintain instead of use.This one is four tenths of an acre. 17,424 square feet. Platted in the 1950s when this stretch of central Mesa was sold as mini farms, and it still carries the thing that made those parcels work: flood irrigation.WHY THE IRRIGATION MATTERS MORE THAN IT SOUNDSFlood irrigation soaks the full root zone. That is why the canopy here is what it is, including an established pecan, and why the ground can carry a lawn, a pasture, an orchard or a garden at a fraction of what the same greenery costs on city water. The irrigation was updated in 2020.Those sandbags and low berms in the back yard photos are the delivery system, not a warning. On an irrigation turn, water is released onto the parcel and the bags hold it where it belongs and steer it away from the house, the patio and the outbuilding. For the record, FEMA maps this parcel in Zone X, outside the one percent annual chance floodplain, where flood insurance is not federally required.THE NUMBER THAT CHANGES THE MATH2025 property taxes were $928. The assessor's record classifies the parcel non commercial historic, which assesses at a five percent ratio instead of ten. A buyer files an affidavit of change of ownership with the State Historic Preservation Office and applies to continue that classification. That classification carries obligations, including preserving the architectural integrity of the home, submitting exterior alteration plans for review, and non income producing use. Serious buyers should read those terms and confirm them directly.THE ASSUMABLE LOAN, EXPLAINED PLAINLYThis property carries an assumable loan with an interest rate in the low 3% range, subject to lender approval and buyer qualification.Most buyers will simply finance this the normal way. Bring a down payment, get a mortgage for the balance, done. Standard conventional, VA, FHA and cash offers are all welcome, and the property stands on its own merits at this price.But if you have liquidity, read this part twice.Assuming the existing loan means stepping into the remaining balance at that rate instead of borrowing at today's rate. The difference between that balance and the purchase price is covered by the buyer, typically with cash. That is the tradeoff. You put more in up front, and in exchange you get an interest rate that is not available anywhere in today's market, locked for the remaining life of the loan.Run the payment difference between the low 3s and current market on that balance. Then multiply it by the years you plan to stay. That number is the reason this paragraph exists.Assumption terms, the current balance and servicer requirements are available upon request. Timelines for lender approval on an assumption run longer than a standard loan, so buyers considering this path should start early. Buyer to verify all financing terms, balances and assumption requirements independently.WHAT HAS ALREADY BEEN DONEThe house was built in 1955. Here is what has been replaced since:2024 vinyl dual pane windows and doors2023 kitchen remodel2023 sewer line replaced from the street to the home2020 irrigation updated2020 barn style outbuilding built, roughly 12 by 14 with large barn doors2019 new roof2019 new floors and baseboards2018 new heavy duty AC unitRead that list again. Windows, kitchen, sewer, irrigation, roof, floors, air. Seven years of continuous investment on a seventy year old house. The expensive unknowns are already answered.INSIDE1,683 square feet. Three bedrooms. Two full baths and a half bath.The great room is anchored by a sculpted stucco wood burning fireplace with a raised curved hearth, original to mid century ranch construction and difficult to reproduce today. Wood look plank flooring runs continuously through the main living areas. A slider opens the room onto the covered patio, so the outdoor space reads as part of the interior rather than separate from it.The kitchen was remodeled in 2023 with quartz countertops, white subway tile, two tone shaker cabinetry, stainless appliances and a five burner gas range. It opens to a breakfast nook wrapped in corner windows, the brightest spot in the home.The primary bedroom has an en suite bath with a fully tiled walk in shower, plus a full wall of double sliding closets, unusually deep storage for a home of this era. The second bedroom carries a built in Murphy bed flanked by shelving, drawers and a desk, so it works as an office daily and converts to a guest room in seconds. Those built ins convey.OUTSIDEA covered patio runs the back of the home, deep enough for a full outdoor dining set. Past it, open irrigated ground running to the rear fence. The barn style building handles the garden tools, bikes and seasonal storage that normally take over a garage.A long driveway leads to a two car carport. There is no garage and no rear RV gate today, though the driveway offers considerable additional parking in front.THE NEIGHBORHOODThe Evergreen Historic District is recognized by the City of Mesa and listed on the National Register of Historic Places for its role in Mesa's shift from agriculture into the city it became. Mature streetscapes. Architectural variety. Large established lots. A neighborhood story no new subdivision can manufacture. Country Club and University are minutes away, and so is downtown Mesa, Loop 202 and the run into Tempe, Phoenix and Sky Harbor.THE HONEST CLOSEYou are not going to understand this property from a bedroom count and a price per square foot.You have to stand under the trees. Look across the open ground. Think about what you would plant in it. Think about what $928 in property taxes and a rate in the low 3s does to a monthly payment.Homes get remodeled every day. Land inside a historic district with irrigation rights and a tax classification attached to it does not come back on the market often.Buyer and buyer's agent to verify all figures, square footage, lot dimensions, tax classification, irrigation district membership and loan assumption terms independently.
Listing Details MLS# 7072444
Location, Tax & Legal
- House Number
- 614
- Compass
- N
- Street Name
- MACDONALD
- St Suffix
- --
- City/Town Code
- Mesa
- State/Province
- AZ
- Zip Code
- 85201
- Zip4
- 5020
- Country
- US
- County Code
- Maricopa
- Assessor Number
- 137-24-042
- Subdivision
- Evergreen Historic
- Tax Year
- 2025
- Assessor's Map #
- 24
- Legal Description (Abbrev)
- BEG 205' E & 97.26' N OF SW COR NE4 SW4 E 200' N 87' W 200' S 87' TO POB .40 AC
- Assessor's Parcel #
- 42
- Tax Municipality
- Mesa
- Taxes
- 928
Contract Information
- Type
- Exclusive Right To Sell
- Ownership
- Fee Simple
- Co-Ownership (Fractional) Agreement YN
- No
General Property Description
- Dwelling Type
- Single Family Residence
- Dwelling Styles
- Detached
- Exterior Stories
- Yes
- # of Interior Levels
- Yes
- # Bedrooms
- 3
- Full Bathrooms
- 2
- Half Bathrooms
- Yes
- Total Bathrooms
- 3
- Approx SQFT
- 1683
- Price/SqFt
- 338.68
- Horses
- N
- Builder Name
- Unknown
- Year Built
- 1955
- Lead Based Hazard Disclosure
- Yes
- Approx Lot SqFt
- 17424
- Approx Lot Acres
- 0.4
- Community Pool Y/N
- No
- Private Pool Y/N
- No
- Fireplace YN
- Yes
- Fireplaces Total
- Yes
- Elementary School District
- Mesa Unified District
- High School District
- Mesa Unified District
- Elementary School
- Eisenhower Center For Innovation
- Jr. High School
- Carson Junior High School
- High School
- Westwood High School
Remarks Misc
- Cross Street
- N Country Club Dr & W University Dr
Legal Info
- Township
- 1N
- Range
- 5E
- Section
- 15
- Lot Number
- na
Basement
- Basement Y/N
- N
More Information
Items Updated
- Plmbg Yr Updated
- 2024
- Ht/Cool Yr Updated
- 2018
- Roof Yr Updated
- 2018
- Kitchen Yr Updated
- 2025
- Bath(s) Yr Updated
- 2018
Parking Spaces
- Carport Spaces
- 2
- Slab Parking Spaces
- 2
- Total Covered Spaces
- 2
Showing Notification Methods
- Showing Service
- Aligned Showings
- Text
- Yes
- Yes
- Phone Call
- Yes
DPR Eligible
- DPR Eligible
- Yes
Special Listing Cond
- N/A
- Yes
Construction
- Block
- Yes
- Brick
- Yes
Const - Finish
- Brick Veneer
- Yes
Roofing
- Composition
- Yes
Association & Fees
- HOA Y/N
- N
- PAD Fee Y/N
- N
- Land Lease Fee Y/N
- N
- Ttl Mthly Fee Equiv
- 0
Lockbox Type
- Supra
- Yes
Architecture
- Ranch
- Yes
Master Bathroom
- 3/4 Bath Master Bdrm
- Yes
Add'l Property Use
- None
- Yes
Fireplace Features
- Wood Burning
- Yes
- Fireplace Living Rm
- Yes
- See Remarks
- Yes
Flooring
- Carpet
- Yes
- Tile
- Yes
Window Features
- Screens
- Yes
- Dual Pane
- Yes
Community Features
- Historic District
- Yes
- Near Bus Stop
- Yes
- Near Light Rail Stop
- Yes
Dining Area
- Breakfast Nook
- Yes
- Dining in LR/GR
- Yes
Heating
- Electric
- Yes
Kitchen Features
- Dishwasher
- Yes
- Disposal
- Yes
- Gas Range
- Yes
- Built-in Microwave
- Yes
- Quartz Countertops
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Interior Features
- No Interior Steps
- Yes
Laundry
- Washer Hookup
- Yes
- Inside
- Yes
Other Rooms
- Great Room
- Yes
Separate Den/Office
- Sep Den/Office Y/N
- N
Road Access Type
- City Street
- Yes
Road Surface Type
- Paved
- Yes
Road Responsibility
- City Maintained Road
- Yes
Technology
- Cable TV Avail
- Yes
- High Speed Internet
- Yes
Fencing
- Block
- Yes
- Wood
- Yes
Water Source
- City Water
- Yes
Exterior Features
- Covered Patio(s)
- Yes
- Patio
- Yes
- Storage
- Yes
Spa
- None
- Yes
Sewer
- Sewer - Public
- Yes
Parking Features
- Separate Strge Area
- Yes
New Financing
- Cash
- Yes
- VA
- Yes
- Conventional
- Yes
- FHA
- Yes
Utilities
- SRP
- Yes
- City Gas
- Yes
Existing 1st Loan
- Treat as Free&Clear
- Yes
Landscaping
- Dirt Back
- Yes
- Grass Front
- Yes
- Irrigation Front
- Yes
- Irrigation Back
- Yes
Services
- City Services
- Yes
Other Structures
- Shed(s)
- Yes
Disclosures
- Seller Discl Avail
- Yes
- Agency Discl Req
- Yes
Possession
- By Agreement
- Yes
Association Fee Incl
- No Fees
- Yes
Assoc Rules/Info
- None
- Yes